Business Insurance Built for What You've Built

A BOP bundles general liability and commercial property coverage into a single policy — a common starting point for small to mid-size businesses looking for broad, efficient protection.

Covers claims of bodily injury, property damage and personal injury arising from your business operations. Often required by landlords, clients and contracts.

Protects your physical assets — your building, equipment, inventory and furnishings — against covered losses like fire, theft and certain weather events.

If you or your employees drive for business purposes, personal auto policies typically won't cover those trips. Commercial auto fills that gap for owned, leased or employee-used vehicles.

Required for most NJ employers, workers' comp covers medical expenses and lost wages for employees injured on the job — and helps protect your business from related lawsuits.

Provides an additional layer of liability protection above the limits of your underlying policies — useful when a single claim could exceed your standard coverage.